Japan

Cash habits, digital wrappers.

Currency
JPY
Settlement
T+2
Methods
6

The market

Japan retains payment behaviours that look unusual elsewhere — convenience-store cash payment against an online order remains mainstream. PayPay has driven genuine QR adoption on top, and JCB matters domestically in a way it does not abroad.

What we would tell you

Do not drop Konbini because it looks archaic. For a meaningful share of users it is the preferred way to pay online.

Population
~123 million
Market shape
Mixed cash and wallet
Indicative
QR wallet adoption
Strong
Indicative

Moving value out

Straightforward

Collecting here is not the hard part. This rating describes repatriation.

An open, well-regulated corridor. Settlement is straightforward.

Methods

6 local methods in Japan.

1 move money in both directions. 5 are collection only.

  • Konbini (7-Eleven, FamilyMart, Lawson)Cash / voucherin
  • PayPayWalletin · out
  • JCBDomestic cardin
  • Rakuten PayWalletin
  • Pay-easyBank transferin
  • LINE PayWalletin

Bar widths indicate approximate share of local online payment volume and are shown for ordering only.

Tell us where you need to get paid.

Four questions about your business and your markets. If we are a fit, a payments lead responds within one business day with the methods and indicative pricing for your corridors.

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Elsewhere in APAC